COPYRIGHT
All content included on this web site, such as text, graphics, logos, button icons, images, audio clips, databases and software, is the property of the Proprietor or its content suppliers and protected by South African and international copyright laws. Furthermore, the compilation (meaning the collection, arrangement, and assembly) of all content on this web site is the exclusive property of the Proprietor and protected by South Africa and international copyright laws.

Without derogating from the above, the Proprietor authorizes you to view, copy, download to a local drive, print and distribute the content of this web site, or parts thereof, provided that:

1. Such content is used for information purposes only;
2. Such content is used for non-commercial purposes. You are expressly prohibited from incorporating any of the material from this web site in any other work, publication or web site of your own or belonging to another.
3. Any reproduction of material from this web site or portion thereof must include this notice in its entirety.

LIABILITY DISCLAIMER
The information, content, services, products and materials published on this web site, including without limitation, text, graphics and links are provided on an "as is" basis. The Proprietor makes no representations or warranties of any kind, express or implied, as to the operation of this web site or the accuracy, correctness or completeness of the information, contents, materials, or products included on this site. Without limiting the generality of the aforegoing:

1. The Proprietor does not warrant that this web site, will be error free, or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality; and

2. Whilst the Proprietor has taken reasonable measures to ensure the integrity of this web site and its contents, no warranty, whether express or implied, is given that any files, downloads or applications available via this web site are free of viruses, Trojans, bombs, time-locks or any other date or code which has the ability to corrupt or affect the operation of your system.

LIMITATION OF LIABILITY
In no event shall the Proprietor and its suppliers be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this web site. Such limitation shall also apply with respect to damages resulting from the inability to use this web site, the operational failure of this web site, or for any information, data, products, and services obtained through this web site, or otherwise arising out of the use of this web site, whether based on contract, delict, strict liability or otherwise, even if the Proprietor and/or any of its suppliers has been advised of the possibility of damages.

PROFESSIONAL INFORMATION
Although reasonable step have been taken to ensure the accuracy and completeness of the contents, data and information on this site, there may be instances where such information proves inaccurate or incomplete. Before placing any reliance on the data and information provided on this site please consult the Proprietor directly or approach your own professional advisors. You should take all reasonable steps to ensure and verify the accuracy of the contents, data and information obtained from this site.

Without limiting the generality of the aforegoing:

1. This web site could include technical, typographical or other inaccuracies and you are urged to contact your own professional advisors to confirm all information contained on this web site prior to placing reliance thereon. Changes are periodically made to the information herein and these changes will be incorporated in new editions of this web site.

APPLICABLE LAW
These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa without giving effect to the principles of conflicts of laws. You hereby consent to the exclusive jurisdiction of the High Court of the Republic of South Africa in respect of any disputes arising in connection with this web site.

PRIVACY POLICY
The Proprietor is dedicated to maintain the privacy of its online visitors and users. On this site, the Proprietor does not collect personally identifiable information from individuals unless they provide it to us voluntarily and knowingly.

Any information collected is used solely by the Proprietor and its business partners who are involved in the operation of this site for internal purposes. The Proprietor's client lists are never sold to third parties, and we will not share personally identifiable information with third parties unless the person who has submitted the information has authorized us to do so, or if we are required to by law.

VIOLATION AND WAIVER
Should you violate these Terms and Conditions or any other rights of the Proprietor, we reserves the right to pursue any and all legal and equitable remedies against you. If we should fail to enforce any right or provision in these Terms and Conditions, you agree that this failure does not constitute a waiver of such right or provision or of any other rights or provisions in these Terms and Conditions.

If a court should find that one or more rights or provisions set forth in these Terms and Conditions are invalid, you agree that the remainder of the Terms and Conditions shall be enforceable and that, to the extent permitted by law, the court shall give effect to the parties' intentions, as reflected in any such right or provision that has been declared invalid or unenforceable.